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Home Inheritance and Seniors

Setting up a home inheritance is a great way for seniors to avoid paying expensive taxes should they decide they no longer want the responsibility of home ownership while they’re still alive or to avoid having to “spend-down” their assets to qualify for programs. Arranging the home inheritance is an important part of estate planning which can help ensure that a senior’s home is handled according to their wishes after their death. By including home inheritance on a living will or allocating it to someone on a will, seniors can ensure that the appropriate family member receives the home, which they can then rent, sell, or choose to live in themselves.

It’s important for recipients of a will to understand that there is an inheritance tax which applies to homes left to them in a will which depends upon the total cost of the home. Percentages of inheritance tax vary state to state, and the best way for a senior to determine how to best manage the assets in their home while they’re still alive is to speak with an estate planner who can help to make the most out of the financial aspects that go with it.

Sources:
1.    ThinkGlink.com
2.    Wikipedia

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Understanding Home Care Negligence

Home care negligence is unfortunately a sad reality that exists in the Oakland elder care industry. While negligence and elder abuse often occur at the hands of senior care providers in nursing homes and assisted living facilities; these problems can occur in a senior’s home just as easily. As family members of seniors, it’s important that we spot the signs when a loved one is being abused or neglected so that appropriate action can be taken and further issues can be prevented.

To determine if a senior in Oakland might be suffering from elder abuse or neglect, be aware of the following signs:

•    Sudden changes in the senior’s behavior
•    Physical injuries like bruises, scrapes, cuts, or even broken bones
•    A nursing home not allowing family members to see patients alone
•    Pressure sores or signs that restraints have been used
•    Sudden, inexplicable weight loss in the senior

Home care negligence can include a number of scenarios that range from less severe to more extreme, but all are serious issues that should be addressed.

•    Failure to provide food or water, even when a senior complains of hunger or thirst
•    Failure to assist with personal hygiene needs
•    Failure to provide clean, safe living conditions
•    Failure to provide supervision in situations where accidents may occur
•    Failure to provide appropriate prescription medicals on time or at all

Sources:
1.    Care Home Negligence
2.    EZine Articles

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Positive Acceptance of Aging

We all get older, but that doesn’t mean it’s easy to watch the effects that aging has upon our body and minds. Nor is it easy for loved ones to accept particularly drastic changes that are occurring with a senior loved one. To help you cope with the aging you or an elderly relative is experiencing, consider the following tips:

Accepting Your Aging:
1.    Determine why you are anxious about aging – if it relates to unaccomplished goals, find a way to reach them. Also remember to set goals that suit your lifestyle, as an older adult today.
2.    Acknowledge your achievements – instead of looking at the things you are unable to do as a senior, acknowledge the accomplishments you have made with your family, in your community and in your life.
3.    Embrace aging resources – read books and get online to understand the aging process and how you can accept it.
4.    Maintain your health – don’t succumb to the challenges of aging; eat well, exercise and maintain a healthy lifestyle.
5.    Break the routine – at any age, you can embrace new experiences. Travel to a new place or choose a new hobby to keep up the variety.

Accepting Senior Aging:
1.    Communicate effectively – if a senior struggles with their memory, avoid harping on them if they’ve forgotten something. If you’re really concerned, discuss it with a doctor.
2.    Look at their positive traits – instead of focusing on the perceived decline of aging, focus on the senior’s beauty, wisdom and accomplishments.

Sources:
1.    Ehow
2.    Eldercare ABC Blog

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Stair Safety for Seniors

A major component of Oakland home care involves ensuring that a senior remains safe in their own home, and since stairs present a major risk for in-home falls and accidents, this is one area that should be focused on for immediate senior safety. When looking at stair safety for the elderly, Oakland caregivers and family members should focus on both the hardware and structure of the stairs, as well as the décor and lighting that surround the area. Complete the following checklist to ensure that your elderly loved one will be safe on their stairs.

Safe Stair Structure Checklist:
•    Steps are at least 11 inches deep and each step is even
•    Steps are not slanted or loose
•    Stair surfaces have slip resistant treads
•    Handrails are on one side of the stairs, if not both sides
•    Handrails are strongly fastened and supportive
•    Handrails and banisters are no thicker around than 6.25 inches so they can be easily grabbed
•    Indicators installed on handrails let seniors know when each step is coming to an end

Safe Stair Surrounds Checklist:
•    Stairways are well-lit
•    No objects are present on stairs
•    Tops and bottoms of stairways are free of rugs and mats that might slip
•    Assistive devices have been considered to help with mobility on stairs where appropriate

Sources:
1.    Ezine Articles  Daryl Lanhker
2.    Canada Safety Council

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Grandchildren Surviving a Grandparent’s Alzheimer’s Diagnosis

When a grandparent is diagnosed with Alzheimer’s disease, grandchildren may find it difficult to comprehend the changes their loved one is experiencing, especially if they are at a young age. In order to help grandchildren cope with the grief they will experience due to their grandma or grandpa’s Alzheimer’s, grandchildren should be encouraged to talk about the disease and their feelings, both to their grandparent and to other family members.

It’s important not to shelter a grandchild from the realities of Alzheimer’s disease, however, it does need to be understood that they may face greater challenges due to the change they witness with their grandparent. In order to help them cope, elder care providers in Oakland can involve the grandchildren in the routine set for the senior with Alzheimer’s during a visit. Grandchildren can help record important dates on a calendar, or make reminder signs around the home. Visits with a grandparent with Alzheimer’s can be frequent, but should be limited to 15 or 20 minutes so they take the most enjoyment out of the visit without experiencing a mood change that might be upsetting to the grandchild.

Oakland grandchildren who spend time with senior Alzheimer’s patients, may help to retrieve forgotten memories in the minds of the seniors, and by allowing them to talk about their feelings and experiences with Alzheimer’s, they will gain a better understanding to help them deal with the natural grief.

Sources:
1.    Grand Magazine  Sara Hodon
2.    Alzheimer’s Society of Canada

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Getting Ready to Live with a Senior

When moving an elderly parent or senior relative into your home so you can provide caregiver assistance, you might be doing it to benefit the level of eldercare they receive, but don’t forget to consider your needs as well as theirs.

In order to allow a senior to have some independence in your home, make sure they have their own personal space, whether a room fully equipped with a TV, bathroom and sleeping quarters; or a basement apartment with their own kitchen, depending upon what’s appropriate for the senior’s capabilities. If you live in a smaller home, ask the senior to contribute that way your family can purchase a larger space that will allow the family and the senior to have the space they need.

Remember, when living with a senior it’s important to provide for their safety in the home. Ensure that furniture in the main areas of the home is arranged to allow ample space for a senior to walk through without tripping, and try to reduce additional clutter. Senior safety devices can also be installed in bathrooms for assistance with mobility, like grab bars, bathtub transfer benches and raised toilet seats. Also keep in mind that while you may have moved your elderly parent in to act as their main caregiver; you deserve a break to, so take advantage of Oakland home caregiver services in your area for some respite.

Sources:
1.    Ezine Articles
2.    Seniormag

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Understanding Senior Financial Abuse

Q – What is senior financial abuse, and how can it be prevented?

Senior financial abuse is any situation where a senior and/or their money are exploited for monetary gain. Seniors in Oakland are a major target of financial abuse because they can be dependent upon others, they can be trusting, and they may have minimal experience managing their financial affairs; oh, and they also control 70% of personal assets in North America. Financial abuse takes a number of forms; some seniors may be financially exploited by their own family members, their caregivers may take advantage of their money, and may be stolen from through elaborate scams.

Tips to Avoid Senior Financial Abuse:

1.    Protect personal information – SSN, PIN numbers and other financial data should be protected and never given to anyone (except a financial power of attorney)
2.    Background checks and references – anyone hired to work for a senior, as a laborer or caregiver should be thoroughly screened with background checks and follow up on personal and professional references
3.    Never pay for anything – often sweepstakes or lottery scams require a senior to pay money in order to claim a prize. Seniors should never have to pay to receive winnings
4.    Have a backup – seniors should seek the help of a trusted family member to review and oversee major financial transactions. Having a second set of eyes to assist with decisions will help protect seniors from financial abuse
5.    Report it – report any suspicious persons to senior advocacy agencies and the local police

Sources:
1.   Associated Content Susan Rand
2.    Sun-Times News Group Terry Savage

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Allowing Seniors to Grieve when Facing their Mortality

Q – My elderly mother was recently diagnosed with a chronic illness which they cannot treat because of her age. Can you provide me with any tips to help her cope with the unpleasant news that she recently received?

Coming to terms with the fact that you have a serious, even chronic illness is never easy, whether the news comes in your senior years or during the early stages of your life, you are forced to face your own mortality. Senior health can change quickly and drastically, so often receiving the news of a crippling illness, such as cancer can come as a serious shock.

To help your mother cope with the unpleasant news that she received, relating to her chronic illness, work with her to implement the following steps to increase her knowledge and drive her towards acceptance.

1. Get support – seniors can join support groups for those coping with chronic illnesses or seek independent support. Speaking with someone impartial, who is not a close family member or friend can be beneficial, since they will be better able to listen without becoming upset.
2. Keep records – maintain detailed records regarding medical history and treatment recommended by each doctor visited during the course of the illness.
3. Seek knowledge – learn as much as possible about the illness including symptoms, treatment methods and common procedures and operations.
4. Find a health advocate – seniors can benefit from having an escort at appointments, to keep records and assist with decisions
5. Accept your feelings – it’s okay to feel angry, sad or resentful for the cards you’ve been dealt; allow yourself to run the gamut of emotions and allow yourself to grieve.
6. Find acceptance – come to terms with your illness at your own stage.

Sources:-
1. Cancer journal
2. Carol O’Dell Blog

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What is a Living Will?

Q – What should be included in a living will and should all seniors have them?
A – A living will communicates a senior’s wishes with regards to their healthcare, to ensure that family and medical practitioners carry them out once they no longer have the ability to voice what they want. Every senior should prepare a living will before their health comes into question, because unfortunately illness just can’t always be predicted.

When creating living trusts and living wills during the process of estate planning, seniors should understand their options and clearly state their wishes when different medical issues occur. In a general statement, seniors can include treatments they would consider having or prefer should specific medical issues arise (for example, chemotherapy to treat cancer); while general statements are not legally binding, doctors will keep them in mind when determining the course of treatment. Advance decisions and advance directives also allow seniors to refuse specific treatments and actions by a medical doctor; for example, refusing life support under any circumstance. When creating a living will, seniors should also appoint an advocate, which can be a family member or caregiver, to ensure that medical wishes outlined in the living will are abided by.

Having a living will ensures that all seniors have a voice, and play a role in their own medical care; even when they are not physically able to communicate their healthcare needs.

Sources:
1.   CNNMoney.com Gerri Willis
2.   Directgov

Home Care Oakland and Alameda County provides senior care and elder home care in East Bay Area and Alameda County, including Alameda, Berkeley, Castro Valley, Emeryville, Fremont, Hayward, Livermore, Oakland, Pleasanton and Union City. For more help, please call Home Instead Senior Care Oakland at 510-663-3652.

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Visual Cues Help Seniors Communicate

Hearing loss is a hard reality for many seniors which can greatly complicate ease of communication with their family, friends, caregivers and other professionals. When communicating with a senior, don’t underestimate the benefits of using body language to ensure the older adult understands the message you’re delivering.  Visual cues and non-verbal forms of communication can help seniors better grasp the meaning in the conversation, since hearing impairments can make it to difficult to rely upon the spoken word alone.

When caring for the elderly or engaging with a senior in communication; talk with your hands and use expressive body language as visual cues. Point to objects you’re referring to; use thumbs up or thumbs down; use your hands to describe the size or location of objects; and laugh or smile so they can grasp the nature of the conversation. Make sure there is nothing physically in the way that stops seniors from interpreting your body language, maintain eye contact, and avoid fidgeting which could cause seniors to misinterpret your non-visual cues.

Remember caregivers and family members, while at times communicating with a senior who struggles with their hearing may be frustrating, the elderly are dealing with issues that can be life-changing.

Sources:
1.    Public Health Agency of Canada
2.    TenderLovingEldercare.com

Home Care Oakland and Alameda County provides senior care and elder home care in East Bay Area and Alameda County, including Alameda, Berkeley, Castro Valley, Emeryville, Fremont, Hayward, Livermore, Oakland, Pleasanton and Union City. For more help, please call Home Instead Senior Care Oakland at 510-663-3652.

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